Get your Business Loan with Vitto’s AI Powered Assistance

Empowering your business with quick, personalized funding using alternative data and AI insights

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Now You Can Get the Loan in 5 Easy Steps

Follow our quick, AI-guided process for business loans in just five simple steps—easy, fast, and fully transparent.

STEP1

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Apply With PAN/Bank Statement

Start your application process by uploading your PAN Card and Bank Statement for the past 6 months of the business(in PDF format) on the Vitto application.

STEP2

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Credit Check

By uploading your bank statement, we will analyze your statement and determine your eligible amount.

STEP3

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Loan Documentation

The necessary documents for the loan agreement: Sanction letter, and Lender-borrower agreement(LBA) are documented properly, followed by e-Nach/UPI Autopay

STEP4

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Review & Disbursement

Final review of the entire application and loan amount will be disbursed into your bank account.

STEP5

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Empowering Borrowers

Vitto Money focused on empowering micro-borrowers by providing them with access to affordable credit, financial education, and additional financial services such as insurance and savings. They aimed to enhance financial inclusion and promote entrepreneurship among micro-entrepreneurs, particularly women-led enterprises.


Need AI Assistance, Download Vitto Money App

Experience seamless progress with our AI-powered Video Assistance, simplifying every step for a smoother application process.

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Why who should take loan from Vitto

Choose Vitto for business loans that are quick, flexible, and AI-driven. We leverage alternative data to offer customized financing, allowing you to access capital with ease, even if traditional credit requirements have been a barrier. With transparent terms and a straightforward application, Vitto empowers your business to grow.

Quick & Easy Application

Our streamlined loan lending process involves zero paperwork, you can apply in minutes.

Quick Approval

Fast evaluation, response within 24 hours with swift decision- making.

Efficient Disbursal

Funds get transferred promptly in a maximum of three days.

Low-Interest Rate

lower than industry standards, affordable repayment options.

Unsecured Business Loan

Unsecured loans, no risk to personal assets.

Al Assistant

Step-by-step explanation in the preferred local language for better accessibility.


Check Business Loan Eligibility in 2 Mins

Want to know the approx. amount you can get after applying for loan? Click on the below button!

Check Loan Eligibility

Frequently Asked Questions

To qualify for Vitto’s Digital Business Loan, your business should be registered and operating within Vitto’s service locations, meet the minimum revenue requirements, and have a favorable credit history.

Vitto’s digital process ensures a quick turnaround, with loan approvals typically completed within 24-48 hours, helping you access funds swiftly for your business needs.

You’ll need to provide basic business registration details, financial statements, and bank statements. Vitto’s simplified documentation process ensures fast and efficient processing.

Vitto’s Digital Business Loan offers competitive rates, a streamlined online application, and quick disbursement, empowering businesses with the capital needed to grow efficiently.